Unspoken Conversations are the topics that are often swept under the carpet, whispered amongst the closest of friends and bitched about by many. I want to create awareness about difficult things that people face in life; grief, mental health, money, illnesses, family troubles, relationship difficulties and putting yourself first. I want to tell the truth about things that really matter.

Sunday, 11 November 2012

Buying Property - Making It Easier For YOU + a Hot Deal!

Buying a house is by far one of the most fun and rewarding experiences that I have ever had. There’s nothing quite like walking in through the front doors of a house that ticks all of your boxes!

At the same time, it’s also one of the most challenging and scary! Luckily for stress head me, I had a partner who just goes with the flow and calmed my nerves, and we also knew someone in the industry!


Just getting your head around that many zeros is frightening, particularly when you’ve never been in debt before.

Then, on top of that, you have all of the fancy shmancy lingo that goes with the property investment world - mortgage brokers, financial advisers, real estate agents, banks with different mortgage policies and interest rates, stamp duty and this thing called conveyances?

Say what? Who? When? Where? How much? Why?

Andddd then you’ve got the choice of which company is going to be the most reliable, won’t rip you off and who actually cares.


I guess at the end of the day, you just want to make things as stress free as possible, and you want to find someone who you can trust with all of the banks, I mean, your moolah!

Luckily for us, we knew someone in the industry (who just happened to be the A grade footy coach at my beloved Adelaide Lutheran Club on the field, and founder of Zobel Finance off the field).

So now, luckily for you, I’m recommending a company this is reliable, friendly and just AMAZING to help make the house buying process stressfree for you!

I’ve asked them to explain what a conveyancer is in everyday language!

A Conveyancer is your personal representative who will guide you through the legal processes when dealing with property transactions.

Most people think that a Conveyancer just prepares the transfer document when you buy or sell a property. There is so much more to it than that and that is why it is really important to have a good one!

A Conveyancer will:

-          Check all contract documents, government & local council searches to make sure the details are correct
-          Prepare the necessary documentation to effect the transfer of land
-          Liaise with the Stamp Duties Office (Revenue SA) and attend to stamping of those legal documents
-          Prepare a settlement statement itemising all the costs associated with your transaction including calculating the adjustment of rates & taxes receivable or payable by you
-          Liaise and arrange settlement with any banks or financiers that are involved with the settlement
-          Attend the actual settlement on your behalf

But most importantly, they are there to protect your rights and interests throughout the whole process.

Conveyancers are not only used for the sale & purchase of a property but can also be involved in

-          Land Divisions
-          Community Titles
-          Leases
-          Sale & Purchase of a Business

Zobel Finance are offering a special deal for YOU!

All you have to do is quote is "kirsty's blog" when speaking to Zobel Finance and you will receive a $50 discount!

To find out more about Zobel Finance and how to contact them, please visit their website .

This could be your property! Via

Look after yourself and those around you,

Kirsty xxx

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